.atbal,.atbal *,.atbal *:before,.atbal *:after{box-sizing:border-box}.atbal{--ink: #0a1f44;--ink2: #1a3a5c;--ink3: #33506b;--muted: #5f7283;--gold: #2d628c;--gold2: #2d628c;--bg: #ffffff;--warm: #eef3f8;--warm2: #f6f9fc;--rule: #c9d6e2;--rule-lt: #e2eaf1;--dark: #16314d;--dark2: #1f4368;--f-serif: "Josefin Sans","Century Gothic",sans-serif;--f-sans: "Century Gothic","Josefin Sans",sans-serif;--fs-base: 16px;--fs-sm: 14px;--fs-xs: 12px;--fs-label: 11px;--fs-h1: clamp(34px,5vw,52px);--fs-h2: clamp(24px,3vw,34px);font-family:var(--f-sans);font-size:var(--fs-base);color:var(--ink);background:var(--bg);line-height:1.7;-webkit-font-smoothing:antialiased}.atbal a{color:var(--gold);text-decoration:none}.atbal a:hover{text-decoration:underline}.atbal p{margin:0}.atbal-amp{font-family:var(--f-sans);font-style:normal}.atbal-wrap{max-width:1180px;margin:0 auto;padding:0 36px}.atbal-section{padding:60px 0;border-bottom:1px solid 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strong{color:var(--ink2);font-weight:600;text-align:right}.atbal-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--rule-lt);border:1px solid var(--rule-lt);margin-top:28px}.atbal-stat{background:var(--warm2);padding:20px 16px;text-align:center}.atbal-stat-n{display:block;font-family:var(--f-serif);font-size:26px;font-weight:700;font-style:italic;color:var(--gold2);line-height:1}.atbal-stat-l{display:block;font-size:var(--fs-label);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-top:6px}.atbal-cat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--rule-lt);border:1px solid var(--rule-lt);margin-top:8px}.atbal-cat{background:var(--bg);padding:22px 24px}.atbal-cat-warm{background:var(--warm2)}.atbal-cat-head{display:flex;align-items:baseline;gap:10px;margin-bottom:8px}.atbal-cat-num{font-family:var(--f-serif);font-size:20px;font-weight:700;color:var(--gold2);line-height:1;flex-shrink:0}.atbal-cat-name{font-size:var(--fs-sm);font-weight:700;color:var(--ink2);line-height:1.25}.atbal-cat-std{font-size:var(--fs-xs);color:var(--gold2);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px}.atbal-cat-desc{font-size:var(--fs-xs);color:var(--ink3);line-height:1.7;margin-bottom:12px}.atbal-cat-tags{display:flex;flex-wrap:wrap;gap:4px}.atbal-tag{padding:3px 8px;font-size:10px;font-weight:600;color:var(--muted);background:var(--warm);border:1px solid var(--rule-lt);white-space:nowrap}.atbal-table-wrap{overflow-x:auto;border:1px solid var(--rule-lt);margin-top:24px;-webkit-overflow-scrolling:touch}.atbal-table{width:100%;border-collapse:collapse;min-width:480px;font-family:var(--f-sans)}.atbal-table th{background:var(--ink2);color:#fff;font-size:var(--fs-label);letter-spacing:.14em;text-transform:uppercase;font-weight:600;padding:12px 16px;text-align:left}.atbal-table td{padding:11px 16px;font-size:var(--fs-sm);color:var(--ink3);border-bottom:1px solid var(--rule-lt);vertical-align:top}.atbal-table tbody tr:nth-child(2n) td{background:var(--warm2)}.atbal-table td strong{color:var(--ink2)}.atbal-table tr:last-child td{border-bottom:none}.atbal-table-section{margin-top:44px}.atbal-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--rule-lt);border:1px solid var(--rule-lt);margin-top:28px}.atbal-card{padding:24px;background:var(--warm2)}.atbal-dark .atbal-card{background:var(--dark2)}.atbal-card-tag{font-size:var(--fs-label);letter-spacing:.14em;text-transform:uppercase;color:var(--gold2);margin-bottom:8px}.atbal-card-title{font-size:var(--fs-sm);font-weight:700;color:var(--ink);margin-bottom:8px;line-height:1.3}.atbal-dark .atbal-card-title{color:#eaf2f8}.atbal-card-text{font-size:var(--fs-xs);color:var(--ink3);line-height:1.72}.atbal-dark .atbal-card-text{color:#ffffff80}.atbal-faq{margin-top:8px}.atbal-faq-item{border-bottom:1px solid var(--rule-lt)}.atbal-faq-item:first-child{border-top:1px solid var(--rule-lt)}.atbal-faq-q{display:block;padding:16px 24px 16px 0;font-size:var(--fs-sm);font-weight:600;color:var(--ink2);cursor:pointer;list-style:none;position:relative}.atbal-faq-q:after{content:"+";position:absolute;right:0;top:16px;font-size:18px;color:var(--gold2);font-weight:300}details[open] .atbal-faq-q:after{content:"−"}.atbal-faq-a{padding:0 0 16px;font-size:var(--fs-sm);color:var(--ink3);line-height:1.78;max-width:820px}.atbal-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.atbal-link{display:inline-block;padding:10px 20px;font-size:var(--fs-sm);font-weight:600;letter-spacing:.06em;border:1px solid currentColor;transition:all .2s}.atbal-link-dk{color:var(--gold2);border-color:var(--gold2)}.atbal-link-dk:hover{background:var(--gold2);color:#fff;text-decoration:none}.atbal-link-lt{color:#ffffffb3;border-color:#ffffff4d}.atbal-link-lt:hover{background:#ffffff1a;color:#fff;text-decoration:none}.atbal-fraud{background:#eef4fa;border:1px solid #cfe0ef;border-left:3px solid var(--gold);padding:14px 18px;margin-top:20px;font-size:var(--fs-xs);color:var(--ink3);line-height:1.65}.atbal-fraud strong{color:var(--ink2)}@media(max-width:1024px){.atbal-wrap{padding:0 24px}.atbal-hero-grid{grid-template-columns:1fr}.atbal-stats,.atbal-cat-grid,.atbal-grid-3{grid-template-columns:1fr 1fr}}@media(max-width:640px){.atbal-wrap{padding:0 16px}.atbal-section{padding:40px 0}.atbal-cat-grid,.atbal-grid-3{grid-template-columns:1fr}.atbal-stats{grid-template-columns:1fr 1fr}}body{position:relative;background:#00000080}.body-contents[data-astro-cid-o7kfbcns]{position:relative;z-index:2}.body2-contents[data-astro-cid-o7kfbcns]{position:absolute;background:#0000001a;gap:40px;z-index:99;top:50%;left:50%;transform:translate(-50%,-50%);width:100%}section[data-astro-cid-o7kfbcns]:not([data-chapter-first]){padding:0!important}